Funding your vision
is our mission.
Since 1992, the Century Health Housing Capital team helps borrowers achieve their goals by providing hands-on service to secure the best long-term financing terms available.
Century is an approved HUD lender that provides FHA-insured financing to multifamily developers and residential healthcare owners/operators. Century has provided billions in FHA-insured, GNMA-collateralized financings and refinancings for market-rate multifamily, affordable housing, and residential healthcare properties.
Driven by results and focused on your success, we are your trusted advisors. We work hard for you.
Choose Experience. Choose Dependability. Choose Century.
As an approved HUD lender, Century Health & Housing Capital has the expertise and firsthand experience to efficiently prepare, structure, and implement FHA-insured and GNMA-collateralized financing through HUD’s FHA Multifamily Accelerated Processing (MAP) and LEAN healthcare lending programs.
Through our extensive experience in funding FHA-insured mortgage programs as an approved HUD lender, we provide a long list of potential benefits to multifamily developers and residential healthcare owners/operators, including:
- Non-recourse loans to fund a wide range of properties.
- Lower fixed interest rates and longer, fully amortized terms that translate to lower payments, and greater cashflow, with no maturity risk.
- Lower debt service coverage underwriting requirements.
- Loans are fully or partially assumable, which can be attractive for sale opportunities or estate planning purposes.
- Up to 35 years of fully amortizing fixed rate financing for existing projects.
- Up to 40 years of fixed-rate financing, plus construction time, for new construction or substantial rehabilitation. Interest rate on integrated construction and permanent loan is fixed prior to start of construction.
- Cash-out refinancing opportunities for owners to repurpose equity.
- Finance value-add and other capital expenditures.
- A Low-Income Housing Tax Credit (LIHTC) program to encourage investment in affordable properties.
Our Commitment to Clients
As an approved HUD lender, our primary goal is to ensure that multifamily developers and residential healthcare owners/operators have access to HUD’s FHA mortgage insurance programs to fulfill our shared mission, vision, and values.
