HUD Hospital Mortgage Programs

Providing hospital mortgage programs is essential to the health and well-being of the communities they serve. These programs allow communities to address their citizens’ healthcare needs while helping to reduce their costs. This is particularly true for critical care hospitals as they represent more than 2/3 of all rural hospitals.


The Benefits of FHA-Insured Hospital Mortgage Programs

HUD provides several FHA-insured hospital mortgage programs that allow for remodeling, expansion, modernization, new equipment purchases, refinancing, and acquisitions. These programs offer attractive terms, including:

  • Attractive interest rates.
  • Terms of up to 25 years.
  • No maximum loan amounts.
  • Loan-to-value ratios of up to 90%.
  • No cash at closing (with sufficient equity).
  • Insurance that covers 90% of the loan amount.
  • U.S. Government backing of financing results in a AA/AAA credit rating.

These benefits enable hospitals to lower costs substantially, providing more spending power to address community needs.

Century Health & Housing Capital Hospital Mortgage Programs

Century Health & Housing offers several HUD mortgage programs for hospitals to facilitate their needs, including: